Our Qualifications

  Larry Moskat, CFP®

I am grateful to you for visiting our site to find out more about what we do and who we are.

As a practicing CERTIFIED FINANCIAL PLANNER™ I draw elements from my diverse past in the areas of clinical psychology together with years spent as a professional pilot.   In this way my passions for understanding human behavior combine with that of an appreciation for the science of planning to make the process of financial counseling feel right and work well. 

Many financial people are comfortable with the "muh-ney" issues but do not do as well in the highly stressful circumstances surrounding their client's deepest feelings; the ones that arise during major life-changing transitions such as retiring or inheriting by way of the loss of loved ones.  So a strength within our practice lies in complete comfort and competence in helping our clients through the emotional interference to achieve clarity of vision and reliable results.

Professional Certifications and Licenses:

  • Managing Member-Retirement Income and Inheritance Advisors, LLC-A Registered Investment Advisor-IARD #149560
  • Board Certification as a Financial Planner by the Certified Financial Planner Board of Standards-CFP License # 14179
  • FINRA Securities Licensed (Series 7, 63) from 1983-2009
  • Series 65-Investment Advisor
  • Insurance licensed to work in Life, Health, Disability, Long Term Care and Annuities-AZ Insurance License #590249 

Education:

  • B.S.,      1973 University of Pittsburgh
  • M.S.,     1975 Illinois State University-Clinical Psychology
  • CFP®,   1987 College for Financial Planning-Denver

Professional Background:

  • Financial Services provider since 1983 with backgrounds in clinical psychology and as a professional pilot, combining a deep understanding of people with the science of planning. Such insights as it relates to working with finances has prepared this advisor to excel in working with “major life changes” such as death, retirement, divorce disabilities, health crises and the seriously and terminally ill and all forms of inheritance planning. Many advisors are not comfortable with these events.
  • Memberships have included: The (former) International Association for Financial Planning (IAFP), Financial Advisor to the National Association of Senior Friends, Outstanding Young Men of America, 1987 -Mental Health Association of Maricopa County-Board of Directors, Emeritus.
  • Has sponsored classes, seminars and workshops on Retirement, Taxes, Pensions and issues of older Americans.  10 Years as both a regular and guest commentator on Phoenix radio stations, KFYI, KFNN, KXAM and KLFF.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of the benefits found within financial products and services.  And when combined with a clear sense of what you are personally going through, this foundation produces effective results and reduced stress. We work at our client's pace to protect retirement capital and inherited wealth while planning from the heart.

 

  

Jessica James-Director of Client Services 

Hello, my name is  Jessica James and my role is to create a seamless, pleasurable and predictable experience in dealing with our firm.  I oversee client services which includes all aspects of client communications, follow-up services and information coordination with associated financial companies.  You will speak with me when you call for an appointment, need clarification or spot issues that need attention.  I promise to stay with you, our client, throughout the entire planning and implementation process to bring a relaxed and professional experience to you when you need it most.

I have worked in the area of financial services client support for over 16 years. My work experience has spanned the financial services environmental spectrum from the largest of national brokerage firms to the more intimate financial planning “boutiques” as is the case with RIIA. In each setting, I am the link between our clients and their planners and my job is to guarantee that what must be done for you, is done—on-time and accurately. I consider most of our clients friends and I believe wholeheartedly that you will be satisfied with your experience in dealing with our organization. 

Feel free to call my direct line:

480.556.7031